Why trust us?

Simplify your search with fast, efficient, reliable meetings

Let us streamline your equity release search. Experience the ease of fast, efficient, and reliable meetings for a hassle-free journey

Check How Much I Can Release

3 step process

How equity release works

1. Free Initial Consultation

  • Free Initial Consultation.
  • Property Evaluation.
  • Eligibility Check.

2. Recommendation

  • Tailored Advice.
  • Product Comparison.
  • Financial Implications.

3. Application and Release

  • Application Support.
  • Legal and Valuation Process.
  • Fund Release.

Common
Questions

Equity release is a financial option designed to assist homeowners aged 55 and above in unlocking the value tied up in their property. It allows you to access a portion of the equity you've built up in your home over the years, either as a lump sum or in installments, without having to sell your property. This can provide a valuable source of additional income or funds for specific needs during your retirement.

Equity release offers several key benefits for those over 55. Firstly, it provides a way to supplement your retirement income, giving you financial flexibility and the ability to enjoy a more comfortable lifestyle. Additionally, the funds obtained through equity release are tax-free, and you retain the right to live in your home for the rest of your life. This can be particularly appealing for individuals looking to enhance their quality of life without downsizing.

While equity release can be a valuable financial tool, it's essential to consider the potential risks involved. One major consideration is the impact on inheritance, as releasing equity can reduce the value of your estate. Interest rates can also accumulate over time, affecting the final amount owed. It's crucial to seek professional advice to understand the implications fully and explore alternative options before deciding if equity release is the right choice for your individual circumstances.

Yes, it's possible to move home if you have equity release, but the process can be complex. Some equity release plans are portable, allowing you to transfer them to a new property. However, certain criteria must be met, and the new property will need to be acceptable to the equity release provider. It's essential to consult with a financial advisor to navigate the intricacies and ensure a smooth transition if you decide to move while having an equity release plan in place.

Need help? Speak to our
advisors today!

Unlock the potential of your home. Contact our expert advisors for personalised equity release guidance today.